Don’t hate me because I’m Single.
I recently came across an article on Investopedia that lists the top 10 Insurance myths, and two stood out in my mind. Myth #1 I’m Single and Don’t Have Dependents, so I don’t need coverage: I have to...
View ArticleA Verbal Contract isn’t worth the paper it’s written on
A Verbal Contract isn’t worth the paper it’s written on. – Samuel Goldwyn I first came to realize the surplus of contracts out there after getting engaged. There’s the marriage contract and prenuptial...
View ArticleAre your intentions with our Insurance Pure?
Insurance is only designed to cover a PURE risk. This is definable in terms of a dollar amount. It can’t cover SPECULATIVE risk – so don’t think the money you lost gambling will be covered!...
View ArticleThey always argue that I shall someday die, which is not so
I detest Life-Insurance Agents; they always argue that I shall someday die, which is not so. – Stephen Leacock Uberrima Fides. The insurance contract must be entered into in utmost good faith by both...
View ArticleI only married you for your insurable interest
Insurable interest is created in one of three ways – by blood, marriage, or by a business relationship. It exists when an insured person derives a financial or other kind of benefit from the...
View ArticleYounger and Thinner is the Name of the Game
If younger and thinner is the name of the game? Then I don’t want to play. Perfect health? Good cholesterol and blood pressure? Not on any medication? No family history of heart attack and stroke...
View ArticleLife=math problem: + irritation, – sleep, × problems, ÷ happiness.
“The quality of life that you have is determined solely by the effort you put into giving your life value, purpose and a reason.” – Steven Redhead, the Solution. Sorry Mr. Redhead, but that’s not...
View ArticleWe don’t need no stinkin’ Life Insurance
So why do you take out life insurance? Well, Dateline or 48 hours might lead you to believe it’s so you can benefit from the unexpected death of someone you intentionally kill specifically for their...
View ArticleThe Whole Truth and nothing but.
Whole Life Insurance: Whole Life Insurance would seem to be self-explanatory, yet there still seems to be confusion – so much so that authors will spend their precious time writing entire books...
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